The Cashless Mediclaim maze – a lot to learnPosted: July 16, 2012
Insurance is easy to buy but tough to claim, if you are an individual. Raj Pradhan narrates a real-life story that takes you through the labyrinth of insurance company, broker, TPA and hospital to explain how to make a valid claim and how to avoid going out of pocket
* Our second lesson was that brokers are also not very savvy about the rules and you need to know them yourself.
* A third learning was that even if you have a cashless facility, the cost of registration as well as initial consultation and tests have to be borne by the patient.
* Our fourth learning was about finding out the cost of procedures and tests.
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