Important Circular for RTI

PIOs ask applicants to come and inspect records even for simple information. When an applicant,- after some effort,- manages to get a time from the PIO to inspect a bunch of files is offered and the applicant is told to find the information.
The Municipal Commissioner has now issued a circular to ensure that PIOs deal with applicants in a proper manner. Firstly it instructs PIOs not to ask applicants to come for inspection when information requests are simple and not voluminous. Even when an applicant is asked to come for inspection it requires a PIO to ensure indexing and numbering all the pages. It also requires a PIO to inform the file numbers to the applicant and offering three alternate dates with timings. This circular will reduce a lot of pain for RTI applicants and they should show it to PIOs if asked to inspect files. All government departments, including DOPT should issue similar directions to PIOs.
This is a very good initiative and must be appreciated and replicated.
Attaching the English translation of the circular

Courtesy : Shailesh Gandhi


Passport Advisory – Govt. of India

Indian citizens living in India and abroad are advised to apply for urgent re-issuance of their passports in the following cases:-

(i). HANDWRITTEN PASSPORTS The International Civil Aviation Organisation (ICAO) has set a deadline of the 24th November, 2015 for globally phasing out of all non-Machine Readable Passports (MRPs). From the 25th November, 2015 onwards, foreign Governments may deny Visa or entry to any person travelling on a nonMachine Readable Passport. The Government of India has been issuing Machine Readable Passports since 2001. The Passports, however, issued before 2001 and particularly those issued during mid 1990s with a validity of 20 years will fall in the category of non-MRPs. All handwritten passports with pasted photographs are also considered non-MRPs. By the end of November 2014, it is estimated that there are approximately 2.86 lakh handwritten passports in circulation. Approximately 6 crore Indian hold valid passports. Indian citizens residing in India and abroad and holding such passports with validity beyond the 24th November, 2015 are advised to apply for re-issue of their passports well before the deadline in order to avoid any inconvenience in obtaining valid visa or international travel.

(ii) PASSPORTS VALID FOR LESS THAN SIX MONTHS Many international travellers may not realise that having an unexpired passport is sometimes not enough to obtain Visas or to enter certain foreign countries. Indian citizens travelling on Passports which may expire in less than six months should renew their passports before any upcoming international travel. It is especially important to check the passports needs of any minor who may be accompanying their parents as passports for minors have a shorter validity period (5 years) than passports for adults (10 years). The universal practice in vogue now is; “Once your passport crosses the nine-year mark, it is time to get new passport”.

(iii) EXHAUSTION OF VISA PAGES Some countries do not accept passports which may have fewer than two pages remaining. Please check your passport to ensure that you have enough visa pages. There is no provision of additional booklets/pages and you will be required to apply reissuance of passport following standard procedures. Frequent travellers may opt for Jumbo Passport containing 64 pages.

2. All Passport Issuing Authorities have instituted a simple and fast-track procedure for renewal of passports.

For more details related to passport services, website – – or the National Call Centre (1800-258-1800 – Toll Free) may be accessed. Indian citizens living abroad should visit the website of respective Indian Mission/Post.

Click Here for the Advisory


What is Deemed Conveyance ?

We are extremely thankful to CA Shri. Ramesh Prabhu, Chairman, MSWA for forwarding us MSWA News Channel on “You Tube” for Public benefit: 

This video includes answers of following questions:

1. What is deemed conveyance ?

2. What are the advantages of deemed conveyance ?

3. What are the disadvantages of deemed conveyance ?

4. Which are the ways to get conveyance ?

5. Which are the documents are required for conveyance ?

6. What is the meaning of Promoter ?

7. What is the procedure for hearing ?

8. Which acts and rules are applicable ?

9. Which departments have to be visited ?

Here is the Video

Courtesy : Jeby Patel

Don’t Hesitate to Help Road Accident Victims


Don’t hesitate to help the road accident victims. The government has now notified guidelines for the protection of the Good Samaritans.

The Ministry of Road Transport and Highways (MoRTH) has finally notified guidelines to protect Good Samaritans, who come forward to help road accident victims, from legal and procedural hassles. The guidelines were officially notified on 13th May, 2015. The notification said that the Government considers it necessary to protect the Good Samaritans from harassment on the actions being taken by them to save the life of the road accident victims .

Let’s hope that these guidelines will encourage more and more people to help accident victims and take them to the hospital.

The Gazette of India No. 25035/101/2014-RS

Courtesy : Bhimashankar Sanga

How the CAG figure for “undue benefit” to Mukesh Ambani’s Reliance Jio shrank

The Rs 19,000 crore mystery: How the CAG figure for “undue benefit” to Mukesh Ambani’s Reliance Jio shrank


In a report that was tabled in Parliament on 8 May 2015, the Comptroller and Auditor General (CAG) of India indicted the Department of Telecommunications (DoT) for providing an “undue benefit” to Reliance Jio—a telecom company owned by Mukesh Ambani as part of Reliance Industries Limited (RIL)—by allowing Jio to offer voice services under the Broadband Wireless Access (BWA) spectrum. According to the report, the cost of this “undue benefit” was Rs 3,367 crore. However in a draft report that had been released by the CAG in August 2014, the figure for the undue benefit was Rs 22,842 crore.

In its draft report, the CAG was highly critical of the government for allowing Reliance Jio to use Infotel Broadband Services Private Limited (IBSPL) as a front company to acquire broadband spectrum. IBSPL was, at that time, a tiny internet service provider promoted by Anant Nahata—the son of Mahendra Nahata, who is the promotor of Himachal Futuristic Comunications Limited (HFCL), a manufacturer of telecom products and a provider of telecommunication services. Interestingly, HFCL came into the limelight in 2011, when it was alleged that Datacom, a company owned jointly by Videocon and HFCL, had been one of the prime beneficiaries in the allotment of 2G spectrum during the reign of A Raja as the telecom minister. Earlier, in 1995, Mahendra Nahata had bid for nine 2G licences and had to be “bailed out” by the then Communications Minister Sukh Ram. The CAG draft report had further claimed that Reliance Jio had acquired the spectrum exploiting loopholes left by the DoT while framing rules for the auction of 4G broadband wireless access (BWA) spectrum. The company then allegedly wangled permission to provide mobile telephone services on this spectrum.

The final report of the CAG that was presented on 8 May, however, has diluted this criticism considerably. It has deleted important references in the draft report to the alleged “rigging” of the auction by two “colluding” parties: Reliance and Infotel.

– See more at:


Fix appointments with Government Officers online


There are occasions when we are required to contact a Government officer — be it for the society of the building where you reside, for the ALM of which you or your society is a part of or to address an issue that is causing you concern.
Now Get an Appointment with a Government Officer in just a Few Clicks
With an aim to improve the communication channels between citizens and the bureaucracy, the government of India has launched– an online platform using which anybody can book an appointment with any government officer in any department! Registration The site requires a one-time registration and post that you can book an appointment with any government officer, the list of which is provided under the respective departments.

The website also provides you with an Appointment Status section where you can enter your registration number and get the status of your appointment.
A Welcome Initiative Since launch, the website has already received 7oo+ appointment requests. This is a great use of technology to bring down the barriers between the citizens and the bureaucracy.

Courtesy : Jeby Patel

RTGS / NEFT transfers to the wrong account

When transferring money through NEFT, RTGS, of SWIFT. if you input the beneficiary account number wrongly, then money goes to someone’s account and it is difficult to get back the amount.Pl read this article. Better way is to test transfer a small amount.



When you transfer to the wrong account

It’s not as simple as asking your bank to reverse the transaction

Your salary’s in, and you set about transferring some money online to your parents. You owe your friend money or want to make a hotel reservation and choose the NEFT (National Electronic Funds Transfer) route.

Once you punch in the required numbers and hit the final confirm button, the amount is transferred seamlessly through NEFT. But horror! If you inadvertently typed in the wrong account number or put in the wrong IFSC code of the bank branch in which your recipient’s account is held, it will land in someone else’s account. What now? You can just ask the bank to reverse the transaction, right?

Sorry, no! That cannot be done. What’s worse, the ‘wrong beneficiary’ is not obliged to return your money.

What to do:

So, here’s what you have to do. First, the legal position. The Reserve Bank of India has clearly indicated that the transfer of funds electronically depends entirely on the account number. Unfortunately, the beneficiary’s name has little relevance in the online transfer process. The trouble with wrong beneficiary names arises later. Now, you can be confronted with three different situations.

One, if you punch in an account number which does not exist, the amount will automatically come back to your account. In case of any delay, your bank branch can help quicken the process.

The second situation is if you type in the wrong account number and the (unintended) beneficiary’s name is different from the one you actually wanted the amount to be credited to. Approach your bank branch and prove to them that the beneficiary’s name is different. The bank will then contact the other account holder and ask for the amount to be returned as there is strong evidence of erroneous transfer.

The third situation arises when you type the wrong account number and that (unintended) account belongs to a person with the same name as the intended beneficiary. In this case, it is a tedious process as you will have to prove the transfer itself to be wrong.

Note that the bank is not allowed to automatically take that amount away, even if it is a case of incorrect transfer. Barring the first case, in the other two situations, your bank can only play the role of a facilitator.

The situation becomes increasingly complicated if your bank and your beneficiary’s banks are different, and/or are in different cities, and so on.

Your bank can help by giving the contact details of the accidental beneficiary’s bank and help you connect with the branch manager.

But you will have to do all the work in requesting reversal of transaction. This can include you having to personally request the unintended beneficiary to transfer the money back to you.

In case the IFSC code is wrong, then too, you and your beneficiary will have to coordinate between multiple banks to settle the issue.


Easy precautions:

Banks normally ask you to type the account number twice; if you happen to commit a mistake in typing, the mismatch in the two numbers will not allow you to proceed further. So, there’s your first level of precaution.

Then, if the IFSC code is correct, it will ensure that the intended bank and branch are at least coordinated. If you want to transfer a large sum of money online, you can do a ‘test’ transfer.

So, first transfer a small amount of, say, 50 and check with the beneficiary if the amount has been received. Once you receive a confirmation, you can then safely transfer the rest.

And the simplest of rules to follow goes without saying. Double check the digits after typing!

Thanks – Roshan Pastakia


Who Really Owns NDTV?

In 2009, a Mukesh Ambani group entity took control of NDTV under the guise of a loan agreement. The plan was to find a buyer in “three to five years”. No buyer has been found so far and effectively, NDTV is controlled by the Ambanis
In July 2009, Vishvapradhan Commercial Pvt Ltd, a company associated with Reliance Industries Ltd (RIL) gave a loan of Rs350 crore without any interest to NDTV’s Prannoy Roy, his wife Radhika Roy and their private holding company RRPR Holding Pvt Ltd. This was a bailout-cum-takeover in the guise of a loan.
The sole purpose of the loan was to repay funding obtained by Roys obtained from a bank, which is barred by the market regulator. Under the agreement signed on 21 July 2009, the Roys were to issue a convertible warrant that equals to 99.9% of the “fully diluted equity share capital of the borrowers (the Roys and RRPR Holdings) at the time of conversion” and the Ambani group agreed to limit their aggregate shareholding to 26%.
Let us unravel for you this wonderfully structured “loan document” which effectively allowed Ambani to take over the company with a few key clauses.
Click Here for more