Very informative links for medical help websites–

·  Diseases and Conditions
COPD < Obstructive Pulmonary Disease)
Gastroesophageal Reflux Disease <>(GERD)
Tests and Diagnostic Procedures
Surgery and Treatment Procedures
·  Cholecystectomy – Open Laparoscopic < Removal Surgery)
Courtesy : 

Grievances Settlement and Redressal of Complaints As per 97th Amendment

Almost all the housing societies are suffering from “EGOISM” and that is our main concern. Following is the list and directive on how to redress your grievances for settlement of disputes as per 97th Amendment. If we follow the provisions laid down in the 97th Amendment, the co-operative department which is running almost on the grievances and disputes in various co-operative societies including Housing Societies will definitely be spared for other constructive and productive work.


J.B.Patel (Jeby) Housing Societies’ Activist! Mobile:9820538570

Checklist before buying Life Insurance Policy

What you would like your life insurance policy to achieve?

Ask yourself what it is you want the insurance to do. For example, do you want to have coverage that will:

Pay the outstanding balance owing on a mortgage and other debts?
Offset the loss of your income? For how long?
Contribute to the future education of your children?
A combination of all or part of the above?
Knowing what you would like to accomplish with your life insurance policy will help you determine how much life insurance you need to buy. If you have insurance before then what is the purpose of the new policy? What value will it add to existing policy? Why are you buying the policy?

Who would you like to insure?

Most life insurance companies offer a variety of products to suit your lifestyle and family. You can get a life insurance policy

On your own life, or
You can get one policy for both you and your spouse (called a joint life insurance policy) or
For your child.

Click Here for the detailed article with some interesting do’s and don’ts

Supreme Court bans sun films

The new Supreme Court ruling put a blanket ban on usage of tints or any visual light transmission (VLT) accessory that would reduce occupant visibility from outside. Ruling on a PIL filed by one Avishek Goenka against illegal activities involving cars, the supreme court said that any such accessory except the OEM tints, is against provisions of the CMVR (Central Motor Vehicles Act).

Motorists driving with window tints shall be fined Rs 500, and the constable/officer has the right to remove tints on the spot. The car can be impounded if the owner objects – a dangerous power that is being handed over to the police, who will not have any sympathies for cars with rear defoggers whose wiring is likely to get damaged if the sun film is removed improperly.

Even if the films on the car were legal earlier, they are illegal now.

Click Here for more details

Click Here for the Supreme Court order


Gas Cylinder Expiry Date

Do you know that there is an expiry date (physical life) for LPG cylinders? Expired Cylinders are not safe for use and may cause accidents. In this regard, please be cautious at the time of accepting any LPG cylinder from the vendor.

Here is how we can check the expiry of LPG cylinders:
On one of three side stems of the cylinder, the expiry date is coded alpha numerically as follows A or B or C or D and some two digit number following this e.g. D06. 

The alphabets stand for quarters –
1. A for March (First Qtr),
2. B for June (Second Qtr),
3. C for Sept (Third Qtr),
4. D for December (Fourth Qtr). 

The digits stand for the year till it is valid. Hence D06 would mean December qtr of 2006.
Please Return Back the Cylinder that you get with a Expiry Date, they are prone to Leak and other Hazardous accidents 


The second example with D13 allows the cylinder to be in use until Dec 2013. 

Kindly pass this to every one and create awareness

RBI extends deadline for withdrawing non-CTS 2010 cheques by four months

RBI extends deadline for withdrawing non-CTS 2010 cheques by four months

All cheques currently with customers in the old format (non-Cheque Truncation System) will continue to be valid for another four months till 31st July, the RBI circular said

The Reserve Bank of India (RBI) on Monday asked banks to issue new CTS2010 compliant cheque books under the new format and gave them time till July-end to withdraw the old format cheques.

All cheques currently with customers in the old format (non-Cheque Truncation System) will continue to be valid for another four months (the earlier deadline was 31stMarch), the apex bank said.

The RBI also said the system of post-dated cheques and payment via equated monthly instalment (EMI), in either the old or new format, will be banned from now wherever electronic debit facilities are available.

Click Here for the RBI Circular


Computer institute fined Rs 94k for refusing refund

A consumer forum has directed MET-Institute of Computer Science to return the course fee of Rs 62,200 to a Worli student who had to withdraw from a postgraduate course after he failed to clear his BSc exam. The institute will also have to pay the complainant, Chetan Prakash, Rs 32,000 as compensation for harassment.

The Mumbai Suburban District Consumer Disputes Redress Forum pointed out that the student had not withdrawn the admission after securing a seat in another institute but had done so after he failed his exams. Under such circumstances, not refunding the fees would amount to deficiency in service, said the forum.

Click Here for the full story