Medicines are prescribed by brand name & not by the generics (Ingredients) . Hence we end up paying more money for the same medicine.
Follow these few steps to know more & start saving on your medical bills.
1. Log on to www.medguideindia.com
2. Click on ‘Drugs’
3. Click on ‘Brand’
4. Type the brand name which you are using (e. g. Metocard XL (50 mg). The site will also help you with drop down menu) & Click on ‘Search’
5. Click on ‘Generics’. It will display the ingredients of the tablet.
6. Click on ‘matched brands’
7. Don’t be surprised to see that same drug is available at very low cost also. And that to by other reputed manufacturer. e. g. Metocard XL 50 is for Rs. 62.00 & same drug by Cipla (Mepol) is
available ONLY @ Rs. 7.00
Redevelopment Of Housing Societies – Bliss Or A Burden!
The Government of Maharashtra is now coming up with a new master plan for revamp of old, dilapidated cessed buildings in the Housing Societies in the Island City. The State Government will form a cluster of such buildings and prepare the master plan. Though the directives issued by the Government for redevelopment of buildings in Housing Societies are in place (“Directives”), there have been complications and controversies and consequently, the Government is preparing a master plan to be followed by the Developers. As the master plan is yet to come in force, its success is yet to be tested. The process of redevelopment is to begin only once the existing members of the Society resolve in favour of the redevelopment of the housing society.
Click Here for the full story and a detailed analysis
No relief for people in minority
The court gave no relief to persons who were in minority and were opposed to the redevelopment. The court dismissed an appeal filed by Mahesh Nandani and others against Sahara CHS to challenge an order of a single judge of the Bombay HC passed last August. The single judge had dismissed a writ filed by Nandani which challenged the order of the Maharashtra Co-operative Appellate Court in the proceedings arising from a dispute under Section 91 of the Maharashtra Co-operative Societies Act, 1960.
The dispute was raised by the housing society which had sought directions to have the residents opposed to the redevelopment project comply with the society’s resolution of September 2006. The society had entered into an agreement with a builder called Raja Builders to redevelop the building which they said was dilapidated.
Click Here for the story
The Cashless Mediclaim maze – a lot to learn
Insurance is easy to buy but tough to claim, if you are an individual. Raj Pradhan narrates a real-life story that takes you through the labyrinth of insurance company, broker, TPA and hospital to explain how to make a valid claim and how to avoid going out of pocket
The point about insurance, in fact the very purpose of buying it, is defeated, if your claim is rejected. Only those who have been through the hard-knocks of getting a claim paid, know how complicated it is for those who do not have corporate support. The best way to understand the complexities and pitfalls is to take the reader through a real-life example of what can happen, even in the best case scenario. And, indeed, this case is probably as good as it gets. It pertains to an office assistant at Moneylife, Rajesh Juwale.*Our first learning was that some good, cost-effective hospitals do not want the hassle of dealing with TPAs (third party administrators) or delays in payment by insurance companies.
* Our second lesson was that brokers are also not very savvy about the rules and you need to know them yourself.
* A third learning was that even if you have a cashless facility, the cost of registration as well as initial consultation and tests have to be borne by the patient.
* Our fourth learning was about finding out the cost of procedures and tests.
Click Here for the detailed update.
Banks can’t freeze accounts if KYC papers not submitted
Can service be suspended for failing to comply with the subsequent demands for KYC (Know Your Customer) ? This issue has been decided by the Gujarat high court in the case of State Bank of India, Chandkheda Branch & Anr v/s Ashvin Chaturbhai Parmar & Ors in Criminal Misc Appl No 5100 of 2012 decided on April 30 2012.
The court also held that in case of failure to comply with the KYC requirements, the bank would neither have the right to freeze the account, nor could it stop the cheque book or the ATM facility. However, the bank would have the right to close the account, but after following the due process. This means that due notice would first have to be given to the customer, and if the documents are not supplied despite the intimation and repeated efforts to procure the same, the issue would have to be referred to the competent authority at a higher level, who would have the power to order closure of the account.
Click Here for the full story
Ketan Parekh Active In The Markets
Over 5 years after he was banned, SEBI has found Ketan Parekh trading in the markets via front-entities. Watch Sucheta Dalal’s interview
Resolve Consumer Complaints
Resolve your consumer complaints quickly.
Getting new things is always a pleasure. You feel like the boss when the salesman talks to you about the product and the big brand name. And why not? After all, customer is king.
Yes you are king, till he sells you the product. After that the same products become a horror in your life. You call the customer service numbers, all you hear is “All our customer service executives are busy…blah blah blah … Your call is important to us”.
But for how long? Is there an end to this?
Just use Akosha – India’s most effective consumer platform
Log on to www.akosha.com and just file your complaint in 2 minutes Or call our team of experts and sit back and relax. Our team of experts takes up your complaint with senior officials of the company. And keeps you updated via mail on the progress of your complaint. If that doesn’t work, our team sends out letters to the management of the company. That is not all, we even use the power of social media to your advantage. And for serious complaints, consumer forums are always there.
We do everything to get your complaint resolved, without the hassles.
Consumer Cases and Consumer Law
Consumer Law in India is regulated by Consumer Protection Act of 1986. It provides for establishment of consumer forums at various levels so that a speedy redressal can be made available to the ordinary consumers. Consumers can approach a consumer forum in case of violation their rights.
Consumer Law India intends to provide you with latest news and issues from the consumer law field, which includes the issues faced by customers/consumers, action taken and response received from the other party.
The issues discussed here are those matters in which at least some legal action has been initiated and we are satisfied that the fact/issues are true to the best of our knowledge and belief. We do not intend to defame any company but our aim is to make aware the consumers of their rights and the action they can take against consumer exploiters.
You can contact us for free basic advise/guidance on the consumer complaints you may have. We have Consumer Law Experts on our panel, who will happy to assist you legally.
Click Here for the website
IMPACT OF MODIFICATION TO DCR JULY 2011
The Practising Engineers, Architects and Town Planners Association of India (PEATA) has made a detailed analysis of IMPACT OF MODIFICATION TO DCR JULY 2011
Municipal Commissioner Vide Letter MGC/A/8279 Dated 13th July 2011 requested Govt. and Vide Letter dated 21/7/2011 requested to Invoke Provisions under 37 (1AA).
UDD. NOTICE U/ No. CMS/4311/CR-58/2011 /UD-11 Dated 25th July 2011
MC Letter dated 13th July 2011 emphasizes on Uniformity and Prevent Misuse. He Proposed the Compensatory FSI as Fungible so as to give Flexibility to Architects for Designing the Buildings.
MODIFICATIONS ARE IN
DCR -29 – Open Space Requirement
DCR -30 – Features Permitted in Open Space
DCR – 35 – FSI Computation
DCR -36- Parking Spaces
DCR -38- Requirements of Parts of Buildings
DCR – 43 – Fire Protection Requirements
DCR – 44 – Requirements of Individual Exits /Floor APPENDIX VIII(19) – Added.
Click Here for the full document
Municipal Corporation of Delhi
The Municipal Corporation Of Delhi has been Trifurcated
North Delhi Municipal Corporation |
South Delhi Municipal Corporation |
East Delhi Municipal Corporation |
Consumer Resources 