Category: Health

6 Mediclaim Blunders To Avoid

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Warning:You may be denied your claim even though you may have done nothing wrong

Financial planners tell customers to buy mediclaim of Rs5 lakh or more, to be covered adequately. While this is, indeed, good advice, planners do not tell customers about the shortcomings in the product itself which can mean that your claim may not be fully paid. Product drawbacks, like room rent limits or procedure sub-limits, can lead to partial claim settlement and reduced compensation claim amounts, about which you can try to get informed from the policy wordings. But what about things which are not defined in the policy but can still render the mediclaim useless? There could be complete rejection of claims, for no fault of yours.

You can only control what you know; but most of us cannot anticipate the various conditions which can lead to claims denial. We are highlighting some of the cases which we came across from Moneylife Foundation Insurance Helpline or emails received from Moneylife readers. Avoid the pitfalls which no financial planner or insurance advisor will tell you about. Nor can these be known from studying the mediclaim policy document.

Mediclaim is not a simple product. It’s not a product you can purchase and forget about. It is a product which will keep you on your toes. Unfortunately, insurance fraud is a reality and insurers’ steps to counter it may adversely impact an innocent policyholder. Read on to avoid blunders that can lead to rejection of claim or, even worse, make your mediclaim policy worthless. There are no easy solutions for some cases and even your best efforts for a fair claim can be met with unfair rejection by insurers.

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Natural Cancer Cures and Why You Don’t Know About Them

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We are fed bollocks about cancer by the monied interests. Two out of the three legal treatments for cancer are themselves carcinogenic and kill 2/3 of patients who try them. Treatments that really work and heal people like herbs and natural foods are illegal for practitioners to practice. We MUST as a culture use our innate wisdom and acknowledge the body’s brilliant self-healing design. Watch this video to gain understanding of how we got to the place of illness being a trillion dollar business and how to get back to the basics for self-healing. Self-healing is enjoyable and effective.

How often you should wash your hair ?

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You’ve probably wondered how often you need to wash that (sometimes greasy, sometimes not) hair of yours. The question is a vexing one. It’s so common, in fact, that it’s the third suggestion that pops up when typing “how often” into Google (following queries about showering and pooping).

Outside the shower, our scalps gradually get shinier, darker, and more oily. So why does it happen, and how often should you wash to keep the grease at bay?

Click Here for the interesting article

Courtesy : Roshan Pastakia

Gardasil Vaccine : The decision we will always regret

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We were very diligent with our children’s health. We never missed an annual check-up and we also followed the pediatrician’s recommended vaccine schedule including annual flu shots. Our pediatrician recommended the Gardasil vaccine. The Gardasil vaccine was heavily advertised on TV. We read the vaccine Disclosure. It said that the vaccine should not be given to those with HIV. Katie did not have HIV so we signed the Consent.

We found many stories about devastating health changes post-vaccine. These stories are eerily familiar to our daughter’s. The Gardasil vaccine is known to activate latent infections and viruses, such as Epstein Barr and Bartonella. The Gardasil vaccine deregulates the immune system and that allows latent infections and viruses, which were kept in check pre-vaccine by a then properly functioning immune system, to activate post-vaccine. Now, there is evidence that the HPV vaccine is linked to the onset of autoimmune diseases.

We recently consulted Katie’s LLMD and also her Primary Care Physician, who reviewed Katie’s vaccine log and extensive medical records. Both agree that Katie’s immune system was injured by the Gardasil vaccine and that it was the catalyst to her cascading health problems and chronic illness. Katie’s LLMD is now treating her for a vaccine injury in addition to treating multiple tick-borne diseases, other infections/viruses and autoimmune thyroid disease.

Learn more: http://www.naturalnews.com/048745_Gardasil_vaccine_injury_Big_Pharma.html

 

 

Searching for ‘Sickness’

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Cancer screening is not only useless but downright dangerous. The best studies (these are studies done over 10-year durations in Canada, the US and Europe) have found that you have to screen 2,100 women every year for 11 years to prevent one death. So, to answer the question, ‘Is it lifesaving?’ Yes. One in 2,100 women would benefit from being screened over an 11-year period.
But, at the same time, of those 2,100 women, about 600 to 700 will have a false-positive. They will find something unusual or something abnormal and that will require biopsies, open surgeries, mastectomies and psychological trauma wrote Alan Cassels of University of Victoria (BC) who has authored several books on screening. The best one, according to me, was: Seeking Sickness: Medical Screening and the Misguided Hunt for Diseases. This book is an encyclopaedia of the scam of screening.

 

Screening in apparently healthy people is encouraged mainly to make lots of money from post-screening activities. It is just another marketing trick and a potentially dangerous one at that.
One can have a cancer in his/her body and live a perfectly long and healthy life. The cancer literature in medical science which is funded by the industry is mostly wrong. John Ioannidis at Stanford found that most of those studies cannot be replicated independently. Of the hundreds of studies by John Ioannidis, most did not stand up to scrutiny. This applies especially to cancers and statin drugs for prevention.
I would end this by quoting Dr Andrew Oxman of the Norwegian Knowledge Centre for the Health Services in Oslo, who told Reuters: “There are lots of examples where things start to be used and have entered the market based on surrogate outcomes and then actually proved harmful.” He mentioned the heart rhythm drugs encainide and flecainide which, for many years, were given to people with acute heart attacks. But trials showed they were actually bad for these patients.
“These drugs were given by well-meaning clinicians, but they actually killed more people than the Vietnam War did,” Oxman said. I still remember the days when I was senior registrar in cardiology at The Middlesex Hospital, London, where the protocol in the CCU was to give all these drugs one after another even if a couple of innocent premature beats are seen on the monitor in this order—Lignocaine, procainamide, encainide, flecainide. Most of these drugs were later shown to be killers!
“When it comes to screening, a doctor who says ‘Let’s err on the side of caution,’ may actually err on the side of reckless ignorance and grave harm.” – Otis Webb Brawley
(Professor Dr BM Hegde, a Padma Bhushan awardee in 2010, is an MD, PhD, FRCP (London, Edinburgh, Glasgow & Dublin), FACC and FAMS.)
Click Here for the full article in MoneyLife

Beware of these 6 common household items that cause cancer

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Most people probably live under the assumption that their place of dwelling is a safe haven from all the dangers that lurk “out there.” But little do they know that many common household products contain deadly chemicals that are known to cause cancer, reproductive harm, birth defects and other health damage. Here’s six of the most popular categories to avoid for the safety of you and your family:

  1. Air Fresheners
  2. Candles
  3. Art Supplies
  4. Shampoos & Conditioners
  5. Antiperspirant deodorants
  6. Shower Curtains

Click Here to learn more

The 21 curious questions we’re never allowed to ask about vaccines

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Intelligent questions — which the vaccine industry characterizes as “dangerous” — are the greatest threat to the vaccine delusions still being played out across the world today, which is precisely why such questions are not allowed to be asked. Those daring to ask such questions are now being threatened with mass arrest and imprisonment — that’s how vulnerable the fraudulent vaccine industry has now become. It can be brought down by mere words if only those words are allowed to be circulated.

What sort of questions are we not allowed to ask? Here are 21 censored questions the obedient, pharma-controlled mainstream media will never dare ask:

Learn more: http://www.naturalnews.com/048467_vaccine_industry_intelligent_questions_scientific_principles.html#ixzz3QYdFhcaW

20 Things You Should Throw Away for Better Health

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Ready the recycling bin –