How to get a Senior citizen’s card?

For all those over 60

Benefits of having a senior citizen’s card:

  • Railway concession – 30% (60 years).
  • Maharashtra state transport concession- 50% (65 years).
  • Air travel concession – 50% on basic fare only (65 years).
  • Some private hospitals discount – 30% (60 years).
  • Govt. Hospitals treatment free of cost – (60 years).
  • Banks give extra interest – 1/2% (60 years).
  • Post office investment upto Rs.15 lakh gives higher interest (60 years).
  • High court will give priority in hearing – (65 years).
  • Maharashtra professional tax – 100% exemption (65 years).
  • MTNL – 25% discount on monthly rent – (65 years).
  • Railway have separate queue for senior citizens.
  • Local trains/ best buses have reserved sitting.
  • Income tax relief.
  • Old age home admission free or at nominal cost.

Click Here for details and procedure

100 Subscribers

Hello Friends,

Today we reach a small milestone – we have more than 100 online subscribers to www.ConsumerResources.in  Moreover, on an average, we get more than 750 hits per day, and growing. Thank you so much for your continuous support and encouragement.

Over the past few months, we have tried to cover a variety of topics which may be of use to the consumer, which are not easily available under one roof. We would love to hear from you about the topics covered, what you like and what you don’t and what more you would like to see on a growing basis.  Please do send in your comments and bouquets and brickbats – All are welcome !

If you like the quality, the topics and the frequency of the posts, please do refer us to  your friends and family. As you are aware, subscriptions are easy and free. Also, if you like a particular post and feel that others should also know about it, you have to option to post the same on Facebook and Twitter.

Best Wishes for the new financial year

Yazdi Tantra

Gas Cylinder Expiry Date

Do you know that there is an expiry date (physical life) for LPG cylinders? Expired Cylinders are not safe for use and may cause accidents. In this regard, please be cautious at the time of accepting any LPG cylinder from the vendor.

Here is how we can check the expiry of LPG cylinders:
On one of three side stems of the cylinder, the expiry date is coded alpha numerically as follows A or B or C or D and some two digit number following this e.g. D06. 

The alphabets stand for quarters –
1. A for March (First Qtr),
2. B for June (Second Qtr),
3. C for Sept (Third Qtr),
4. D for December (Fourth Qtr). 

The digits stand for the year till it is valid. Hence D06 would mean December qtr of 2006.
Please Return Back the Cylinder that you get with a Expiry Date, they are prone to Leak and other Hazardous accidents 

 

The second example with D13 allows the cylinder to be in use until Dec 2013. 

Kindly pass this to every one and create awareness

EPF portal link

EPF India has launched the Link for Members' Portal wherein employee has to register himself & can check his/her PF account online by clicking on the below Link.

members.epfoservices.in

PF Office has uploaded the Data on their server till Sept-12 & same will get updated every quarter. You can also take a statement of your EPF passbook as well.

Please find attached herewith the guidelines to register in the Members' Portal as well as the FAQs.

EPFO write up

FAQs

Coca-Cola’s New Misinformation Campaign

Coca-Cola Rolling Out New Misinformation Campaign to “Combat Obesity”

A new Coca-Cola ad campaign that encourages people to come together to fight obesity is drawing fire from consumer advocates and obesity experts.12

Coke says it’s trying to make consumers more aware of the healthy choice beverages Coke makes; critics say Coke is simply doing damage control.

There can be no doubt that soda is one of the primary beverages responsible for skyrocketing obesity rates. As Dr. Sanjay Gupta told CNN:3

“…the scientific community has …reached a consensus that soft drinks are the one food or beverage that’s been demonstrated to cause weight gain and obesity. And if we’re going to deal with this obesity epidemic, that’s the place to start.”

Granted, no one is forcing anyone to drink them, but there simply has not been enough public education about the dangers of excessive fructose consumption. In fact, the industry has fought tooth and nail to minimize or flat out deny these health dangers, very similar to the tobacco industry denying the risk of lung cancer..

Evidence of just how behind-the-times Coca-Cola is, their brand new multi-million dollar campaign focuses on the sentiment that:

“…beating obesity will take action by all of us, based on one simple, common-sense fact: All calories count, no matter where they come from. …And if you eat and drink more calories than you burn off, you’ll gain weight.”4

This “conventional wisdom” has been firmly debunked by science. Not all calories count equally. And the “calories in, calories out” hypothesis for maintaining weight has equally been shown to be incorrect. It is in fact FAR more important to look at the source of the calories than counting them.

Click Here for the full detailed analysis

New BMC Property Tax Rules

Dear Friends

Find below the details of

New BMC Property Tax- Bills/Notices- Rules, hidden in “News and Events” on MCGM Website

  1. There is a change over in the system of MCGM tax/property tax from Rateable Value system to Capital Value system. This is with effect from 1st April, 2010 retrospectively.
  2. MCGM is sending Special Notices to owners of all buildings/properties i.e. Co-operative Housing Societies as well landlords of buildings. Most of the owners have received the said notice. As per the Notice, the tax payers can file objections within 21 days to any of the particulars of property like built up area, factors, categories, capital values, etc.
  3. The Notice states that -“for details of the factors and categories of users of buildings and weightage by multiplication to be assigned to- please refer to MCGM website- www.mcgm.gov.in(A Sample Notice is attached herewith).
  4. The MCGM website shows the Rules for Fixing Capital Value of Lands and Buildings which contains such critical information for calculation of capital value of buildings/flats and the tax payable in the section called “News and Events” and as such is not easy to locate. The said Rules which provide details of the factors and categories of users of buildings, nature and type of building, age factor, floor factor and weightage by multiplication to be assigned thereto and also the tax rate are very important for all citizens for calculating the tax payable. Thereforethe Final Rules should be posted prominently on MCGM website under a separate and specific heading. (Final Rules are attached herewith).
  5. It is also desirable to post on the MCGM website the main BMC Act and particularly the Amending Act (effecting change in the tax system) as there are references to various sections of the Act in the Special Notice as well as the Rules.
  6. The Notice also states that “For details of Zone, Subzone, and base values, please refer to the Stamp Duty Ready Reckoner of the year 2010”. Since the market value (called base value) of the properties is as per the Stamp Duty Ready Reckoner (SDRR), the complete SDRR of the year 2010 should also be posted on the MCGM website for ready reference. This is very important as the entire new tax system is based upon SDRR and without its ready and easy availability a tax payer cannot have the complete picture regarding his tax payment responsibility.
  7. The said Special Notices are being sent by the MCGM to landlords, housing societies etc. It is possible that the landlords or the Society officials may not circulate copies to the tenants and the members who are important stake holders in the matter. It would be hence desirable that the MCGM issues an advisory or direction to the owners/addressees of the Special Notices to circulate them to all the occupants in the building to enable them to send their comments and objections, if any, to the MCGM in time. This will save a lot of potential disputes and litigations which can unnecessarily jeopardize the new tax system.
  8. The 21 days time given for response/objections is not at all adequate. The MCGM has  taken  good 3 years to set the new tax regime in motion but has given only 3 weeks to respond to the Notice and all the property facts and the parameters stated in the attachments. It is suggested that the time should be extended at least to 60 days.
  9. The change over in the system for levy of BMC tax/property tax impacts all citizens of  Mumbai. Therefore, the entire process has to be transparent and citizens should not be compelled to run from pillar to post.

Thanks and regards
For JANHIT MANCH

Utsal Karani

Hon Secretary

(9324991030)

Final rules fixing capital value of buildings

002

Download Registered Property transactions

You can now download Registered Property documents by visiting igrmaharashtra.gov.in  Please click on eSearch facility on the left. (Be sure to use Internet Explorer and not Chrome or Mozilla for best results.) This will provide a unique Document id. You can then go to download document, enter that id and then click on Download. The time taken to download the document will be less than 30 minutes.

This new facility has been initiated for 14 of the 23 registrar’s offices in Mumbai. This is a free service for about a week – after that it will be chargeable. The data is available from 2002 to 2011

8 legal rights every woman must know

As a woman, you are entitled to some rights by law that protect you when you have been violated. Here are some that you should be aware of.

  1. RIGHT TO PRIVACY WHILE RECORDING STATEMENT
  2. TIME DOESN’T MATTER
  3. POLICE CAN’T SAY NO
  4. NO ARRESTS AFTER SUNSET
  5. YOU CAN’T BE CALLED TO THE POLICE STATION
  6. THE DOCTOR CAN’T DECIDE
  7. PROTECT YOUR IDENTITY
  8. EMPLOYERS MUST PROTECT

Click Here for the detailed write up