Right Choice – Consumer Magazine


Right Choice is set up by Which?, publisher of the 50 year old, well respected magazine brand Which? besides a range of other titles that cover holidays, cars, finance, etc. Which? is also consumer organisation, campaigning for the rights of consumers and fighting for their causes.

Right Choice, the Indian magazine is bringing to the Indian market a full fledged consumer offering that is independent and rigorous. As the Indian market develops and grows and the consumer has an ever increasing variety of goods and services, we believe we can help you navigate the complex set of choices with advice that is authoritative and independent.

Independence is central to our consumer promise as we accept no advertising and carrier no commercial content from providers of goods and services either directly or indirectly.

Click Here for the website




Co-operative Societies cannot ban pets

According to animal activists, pet owners encountering hurdles on this ground to rent an apartment have the country’s laws on their side. Manoj Oswal, animal welfare officer at the Animal Welfare Board of India, says: “The Animal Welfare Board has handled around 150 such cases in Pune in the last few years, where people have come to us with requests to intervene when their societies banned pets.

According to state laws, such as the Maharashtra Cooperative Housing Societies Act. there are absolutely no provisions for banning pets. A society by-law banning pets will not hold against national and state laws. In 90 per cent cases, we point this out to the society members and they immediately withdraw the ban.”

Click Here for the full story in the Indian Express

Consumer Advice Network

What is Consumer Advice Network ?

Consumer Advice Network links consumer advice centers (CAC), State Consumer Help lines and voluntary consumer organizations located in different states. Presently services are available in seven states viz., Gujarat, Madhya Pradesh, Orissa and Tamil Nadu and will be started in other states soon. We at CAC provide pre-purchase information, post-purchase advice and also offer “next-step advice” for resolution or redress.

Our intent is to make the consumers be aware of their rights to:-Safety, Choose, Be Heard, Redressal & Consumer Education

We also aim to sensitize the consumers of their responsibilities of being: – Critically Aware, Involved, Organized, Responsible towards the Environment and Practicing Sustainable Consumption.

Click Here for the website

Stamp Duty in Maharashtra


The Bombay Stamp Act applies to the entire State of Maharashtra. Only the instruments specified in the Schedule I to the Act are covered by this Act. All other instruments are either chargeable under the Indian Stamp Act (e.g., transfer of shares) or are not chargeable at all (i.e., if they are not specified under the Act as well as under the Indian Stamp Act).


2.1 It is very important to note that stamp duty is on an instrument and not on a transaction.

2.2 S. 3 of the Act levies stamp duty at the rate provided in Schedule I on any instrument executed in the State. Even instruments executed outside the state are liable to duty only on their receipt in the state, provided it relates to a property situated in the state or a matter or thing to be done in the state.

2.3 An instrument covering or relating to several distinct matters is chargeable with the aggregate amount of duty with which each separate instrument would have been chargeable.

2.4 In case an instrument is so drafted that it is covered within the ambit of more than one Article under Schedule I, then it shall be taxed by that Article which levies the highest amount of stamp duty.

2.5 The term “Instrument” has been defined to include every document by which any right or liability is or purports to be created, transferred, limited, extended, extinguished or recorded.

However, it does not include a bill of exchange, cheque, promissory note, bill of lading, letter of credit, policy of insurance, transfer of share, debenture, proxy and receipt.”

Click Here for the full article and Stamp Duty Rates

Save Money on Medicines – Go Generic

Medicines are prescribed by brand name & not by the generics (Ingredients) . Hence we end up paying more money for the same medicine. 
Follow these few steps to know more & start saving on your medical bills. 
1. Log on to 
2. Click on ‘Drugs’
3. Click on ‘Brand’
4. Type the brand name which you are using (e. g. Metocard XL (50 mg). The site will also help you with drop down menu) & Click on ‘Search’
5. Click on ‘Generics’. It will display the ingredients of the tablet.
6. Click on ‘matched brands’
7. Don’t be surprised to see that same drug is available at very low cost also. And that to by other reputed manufacturer. 
e. g. Metocard XL 50 is for Rs. 62.00 & same drug by Cipla (Mepol) is 
 available ONLY @ Rs. 7.00

Bangalore Municipal Corporation

Welcome to Bruhat Bengaluru Mahanagara Palike

India’s pride, Bengaluru is nearly 500 years old and has grown from a small time settlement when Kempe Gowda, the architect of Bengaluru, built a mud fort in 1537 and his son marked the city boundaries by erecting four watch towers. Today Bengaluru has grown well beyond those four towers into a sprawling metropolis of more than 6 million people and is referred to as the Silicon Valley of India – accounting for more than 35 percent of India’s software exports.

Bengaluru’s temperate climate, high quality educational, scientific and technology institutions coupled with a thriving IT and Bio-Technology and manufacturing industry makes Bengaluru one of the most sought after global destinations.

Click Here for the Bruhat Bengaluru Mahanagara Palike website


Are you a victim of anti-competitive practices like ……..

  • Cartelization
  • Bid Rigging
  • Predatory Pricing

Don’t hesitate to approach Competition Commission of India (CCI)

To achieve its objectives, the Competition Commission of India endeavors to do the following:

  • Make the markets work for the benefit and welfare of consumers.
  • Ensure fair and healthy competition in economic activities in the country for faster and inclusive growth and development of economy.
  • Implement competition policies with an aim to effectuate the most efficient utilization of economic resources.
  • Develop and nurture effective relations and interactions with sectoral regulators to ensure smooth alignment of sectoral regulatory laws in tandem with the competition law.
  • Effectively carry out competition advocacy and spread the information on benefits of competition      among all stakeholders to establish and nurture competition culture in Indian economy.

For details visit www.cci.gov.in

Government Circular dt. 03.01.2009 for Redevelopment of Housing Societies

Directive under Section 79(A) of Maharashtra Co-operative Societies Act 1960 to all the Co-operative Housing Societies in the State of Maharashtra.

Regarding Redevelopment of Buildings of Co-operative Housing Societies

The following directive be termed as “Directive for Redevelopment of Building of Co-operative Housing Society”

Salient Features :

1. Requisition for convening Special General Body Meeting for Redevelopment of Society’s Building

2. Convening Special General Body Meeting

3. To accept written suggestions from members relating to redevelopment of the building

4. Decisions to be taken in the Special General Body Meeting:-
5. Providing minutes of Meeting to all members
6. Issuing Appointment Letter to the Architect / Project Management Consultant
7. Work to be done in the initial stage by Architect / Project management consultant
8. Action to be taken on receipt of redevelopment Project Report
9. Preparing List of Bids Received
10. Selection of Developers

11. Agreement to be entered into with Developer
Click Here for the full Circular