For brief modalities relating to Bye-Laws, kindly prefer to visit the following interesting link :
http://hemantagarwal21.blogspot.in/2013/09/bye-laws-of-coop-society.html
Generate cheap, green electricity from sunlight with solar roof tiles
Alternative energy has become a lot cheaper than it used to be when the public was presented to it. But still, nowadays solar panels are hardly the aesthetically pleasing objects we want them to be. When you think of photovoltaic systems automatically your mind goes to those large panels, which are so awkwardly installed on rooftops. Although the environmental impact of those are practically zero, their architectural impact is not similar! That’s why you should definitely consider the innovative photovoltaic tiles, like these featured here. They are made from natural clay or slate slabs and have small solar panels applied to the flat side facing the sun. They are easy to install and have a high enough energy yield. There are also transparent solar shingles, which have an even less aesthetic impact. They are weather resistant and have similar characteristics to traditional tiles, with the only difference being the material: Plexiglas or PMMA, that allow a 90% passage of natural light. Check them out!
See more at: http://www.goodshomedesign.com/generate-cheap-green-electricity-from-sunlight-with-solar-roof-tiles/
Consumer Alert – Nov 2015
|
|||||||||||||||||||||||||||||||||||||||||
|
Safe Online Shopping
Online shopping is convenient; but, unless you take certain precautions and maintain highest security level, it may cause you headaches and financial losses
The festival season is now at its peak. Shopping online is convenient and saves time—but, at the same time, if you are not cautious, it may turn into a nightmare. While using the Internet for any purpose, always remember that there are risks. This is because the same Internet gives attackers/fraudsters ways to access your personal and financial information. Not every attacker would rob you: he will simply sell your personal information to someone else who will do the job.Attackers are always on the prowl to search for vulnerable computers or PCs, besides creating authentic-looking, but fake, sites and emails and intercepting insecure communication, including that of financial transactions. Here are some basic tips to protect you while shopping online:
1.Use Good Anti-virus and Anti-spyware Software: Avast Free AntiVirus 2015 and AVG AntiVirus Free are two popular free softwares. Anti-Malware from Malwarebytes, also free, helps you keep malware away from your PC. But do not forget to keep the virus/malware definitions up-to-date.
2. Keep Your Browser Updated: Although most browsers alert you about updates, keeping auto updates on and regularly updating your browser helps avoid attacks made using loopholes in the browser. For Firefox, you can use two add-ons, viz., No Script and Ad-Block Plus. Depending on the site, you can give temporary or permanent permission for scripts and advertisements which otherwise get downloaded automatically.
3. Browser Security: Not all browsers offer the highest level of security as default and you need to set it for individual browser/s.
4. Shopping Only with Reputed Vendors/Sites: Although high reputation does not always give you peace of mind and the product you ordered, it helps in avoiding certain issues and get them resolved, if required. Do not get lured to sites that offer the lowest price for any product. If someone is offering a price way below what’s available elsewhere, something is fishy. Stay away from such sites.
5. Avoid Impulse Shopping: Shopping, whether online or offline, should be done only based on needs and not on impulse. Many shopping sites and apps offer you a feature called wish-list (it may differ from site to site). Use this to bookmark a product that you need—or would need—in future. If there is any special offer on this product, you may get an alert as well.
6. Never Share Data over Email: Despite several warnings from regulators and the police, many people still share their personal and financial information. Never do it. The same applies for clicking on links in emails. Unless you have received the mail from a known entity and from a known email ID, never click on any link. It may open the door to attackers.
7. Check Encryption of the Site: Most sites, especially online shopping and email service-providers, provide a security layer (SSL or secured sockets layer) to encrypt information. Check for the additional ‘s’ in the address bar: It should be ‘https:’ and not just ‘http:’. There should also be a lock icon there, which, after clicking, will show details about the website, its certificate and confirm if the connection to the server used by the site is encrypted or not.
8. Use Cash on Delivery: If you are not comfortable with the site or the product, use the cash on delivery (CoD) option. In that case, open the product in the presence of the delivery person and try to do a video recording. Although it is rare now, several buyers have received stones/bricks instead of the product they ordered. So it is better to be cautious than sorry.
9. Keep Records: While buying online, we do get SMS alerts and email intimation from the shopping site. Do not delete these messages. They may come handy, in case you need to track shipment of your product or if there is any other issue and you need to file a complaint about.
Happy online shopping!
YOGESH SAPKALE
Legal Awareness Seminar – Redevelopment, Tenanted Properties & Deemed Conveyance
Urgent Matters can’t be kept on hold for Ministers
Article published in the Mumbai Mirror issue dated 24 October 2015
Be App Smart @Workplace – Using Technology and Online Apps to Boost Productivity at Workplace
My upcoming workshop @ Confederation of Indian Industry (CII) – Be App Smart @Workplace – Using Technology and Online Apps to Boost Productivity at Workplace on 5th November 2015 – For more details – http://bit.ly/CII0511
Western Region
Be App Smart @Workplace
1000-1630 hrs : Thursday, 5 November 2015 : CII Western Region Office,
I A Modi Conference Room, Kakad Chambers, 132, Dr Annie Besant Road, Worli, Mumbai – 18
It is impossible to imagine a time when people did not have Cell Phones or Internet Access. With the advancement of technology, the face of the world has been changing rapidly. From being a mere device to receive and make calls, the Mobile Phone along with the Internet have become an integral part of our lives. Today, mobile applications have made our entire planet almost boundaryless be it in our personal or professional lives. One can connect to any place on earth with, just a click on the mobile/PC/laptop. With the proliferation in devices and Operating Systems, many users find it difficult to track updates and be productive at the same time.
With this backdrop, CII is organising a full-day workshop on “Be App Smart @ Workplace”on Thursday, 5 November 2015, at its Western Region Office in Mumbai. The workshop seeks to addresses the long-felt need for working professionals to keep pace with the latest in technology to boost productivity at workplace. I am happy to share that I am conducting this session and would like invite you for the same. I look forward to participation at this workshop.
Who can attend? Beginners to intermediate working professionals with no prior expertise except usage of computers and mobile phones
Requirements for the workshop: Participants to carry personal smart phones / laptops with internet connection
Registration Fees (per delegate inclusive of taxes, avail of group discount) : Member Rs 2000/– Non-Member Rs 3000/–
To register please send us the attached reply form duly filled in. For online payment please click here
Warm Regards,
Nayana
===============================================
Nayana Narayanan
Deputy Director
Confederation of Indian Industry
Western Region
105, Kakad Chambers,
132 Dr Annie Besant Road,
Worli, Mumbai-400018
Tel : +91 22 2493 1790 (Extn.424)
Fax : +91 22 2493 9463/ 2494 5831
Email : nayana.narayanan@cii.in
Website: www.cii.in
How to make the right choice when buying a house
When Arun Kumar Pathak booked a flat in Noida four years ago, the builder had promised to hand over possession within 18 months. He had even offered a hefty 9% discount if Pathak paid the entire amount up front. Not convinced, Pathak opted for a smaller 2% early bird discount and paid only 30% of the price at the time of booking.
“The rest 70% is payable only when I get possession,” he says with a sense of relief. That is because the project is still not finished and there is no saying when the project will be handed over.
Pathak was lucky, but thousands of other buyers are not. Delay in projects has become a common thing across the country. The best option of buyers is to opt for a construction linked payment plan under which they pay as work on the project progresses. This way you don’t lock up your money in a project that is not moving ahead.
This week’s story examines the arithmetic behind each payment option and explains which of these suits you best.
1. Construction-linked plan: Cushion buyers against delay in projects
2. 30:70 subvention plan – Requires a small 3 down payment
3. Subvention without loan: Rigorous due diligence required
4. Interest waiver on home loan: Cuts EMI burden
5. Assured rentals: Reduces cost of borrowing
Read the detailed analysis at:
http://economictimes.indiatimes.com/articleshowsp/49428031.cms
By
Narendra Nathan
Comparison Chart LED Lights vs. Incandescent Light Bulbs vs. CFLs
This is an interesting comparison in respect of : 
- Energy Efficiency & Energy Costs
- Environmental Impact
- Light Output
- Other Parameters
Strength of the Managing Committee including Reservation
Interesting clippings which may be of use to you
– J.B.Patel – Jeby – 9820538570
ELECTION – STRENGTH, QUORUM & RESERVATION OF SEATS AS PER MODEL BYE LAWS – 115 & 116
Consumer Resources 