Are you being haunted for past dues? Read this!

Open this on your web browser 

“Have you received calls to pay up past dues on credit cards that have long been closed or forgotten? Are you being threatened to pay up hugely inflated amounts under threat to report you a defaulter? If the answer is yes, you may want to pause and seek expert counselling before rushing to settle the dues.”

The guidance is FREE, IMPARTIAL and CONFIDENTIAL from senior bankers!

Help is just a phone call away!

Disha Financial Counselling is a not-for-profit organisation set up by ICICI Bank as part of a Reserve Bank of India mandated initiative to help and guide investors. The counselling is especially important to those who do not know how to resolve credit card difficulties or repair credit records or to understand why their applications for loans are being rejected.

If you know of anyone who needs help and guidance with respect to financial matters, please guide them to call us and take advantage of this unique, free and safe counselling service.
Moneylife Foundation has tied up with Disha Financial Counselling to provide this counselling at the Moneylife Knowledge Centre, Shivaji Park, Mumbai.
One-on-one counselling on financial issues
every Wednesday and Friday from 2:30pm to 5:30pm
at the Moneylife Foundation office.
Please call or email us to set up an appointment.
Since these will be confidential, prior confirmation is a must.
Call (022) 49205000 or email mail@moneylife.in or
visit www.foundation.moneylife.in
Venue: 305, 3rd floor, Hind Service Industries Premises,
Off Veer Savarkar Marg, Shivaji Park, Dadar, Mumbai 400028.
Landmark: Chaithyabhoomi lane, behind Tamnak Thai restaurant.
moneylifefoundation

Download Registered Property transactions

You can now download Registered Property documents by visiting igrmaharashtra.gov.in  Please click on eSearch facility on the left. (Be sure to use Internet Explorer and not Chrome or Mozilla for best results.) This will provide a unique Document id. You can then go to download document, enter that id and then click on Download. The time taken to download the document will be less than 30 minutes.

This new facility has been initiated for 14 of the 23 registrar’s offices in Mumbai. This is a free service for about a week – after that it will be chargeable. The data is available from 2002 to 2011

Special Drive for Deemed Conveyance

Special Drive for Deemed Conveyance

 

The Maharashtra Ownership Flats Act, 1983, provides for Conveyance of the Titles of the land by the developers to the Co-operative Housing Societies within four months of their formation. At present, the Co-operative Housing Societies have to depend fully upon the developers for getting the benefits of additional FSI, redevelopment of buildings, etc. till conveyance of the land to them.

The State Government has decided to undertake a special drive from 15th December, 2012 to 30th June, 2013 with a view to confer upon the Co-operative Housing Societies the legal right of land from the developers. You have to apply in the prescribed pro-forma for Deemed Conveyance to the office of the concerned District Deputy Registrar, Co-operative Societies and Competent Authority of your area. He would pass appropriate orders after due hearing to all interested parties and issue conveyance certificate.

Once a Co-operative Society submits the certificate regarding Deemed Conveyance for registration with the respective Sub-Registrar (Stamps), necessary action would be taken for registration of the certificate of conveyance. Upon registration of the conveyance you have to approach concerned Revenue / City Survey Officer to make a mutation entry and issue property card in the name of Housing Society.

It is my sincere endeavor to see that the ownership title of the land to all the Co-operative Housing Societies in Maharashtra in conferred as a part of this special drive. ‘The building belongs to the Society; so does the land under the building’. Therefore, I appeal to all Co-operative Housing Societies to actively participate in this special drive and make it a grand success.

The Government Resolutions and Circulars relating to Deemed Conveyance are available on State Government’s website http://housing.maharashtra.gov.in

Yours Sincerely,

Prithviraj Chavan

Chief Minister, Maharashtra

S.E.C. Opens Investigation Into Herbalife

The Securities and Exchange Commission is adding to the scrutiny of Herbalife, the nutritional supplements company that has been a favorite target of prominent hedge fund short-sellers.

The agency’s enforcement unit has opened an investigation into the company, according to a person briefed on the matter. The inquiry, which is being run out the S.E.C.’s New York office, is likely to examine the company’s sales practices. Herbalife operates through a network of independent resellers who are incentivized to recruit others.

Click Here for the full story

8 legal rights every woman must know

As a woman, you are entitled to some rights by law that protect you when you have been violated. Here are some that you should be aware of.

  1. RIGHT TO PRIVACY WHILE RECORDING STATEMENT
  2. TIME DOESN’T MATTER
  3. POLICE CAN’T SAY NO
  4. NO ARRESTS AFTER SUNSET
  5. YOU CAN’T BE CALLED TO THE POLICE STATION
  6. THE DOCTOR CAN’T DECIDE
  7. PROTECT YOUR IDENTITY
  8. EMPLOYERS MUST PROTECT

Click Here for the detailed write up

India’s first Mobile Application for Women Safety

Tech Mahindra had long back developed an application called FightBack which was being used only by the staff members of Mahindra Group.
After the gang-rape of a woman in New Delhi, Mahindra’s has now thrown open this smart phone application for public use, beyond Mahindra employees.
The FightBack application tracks a user’s location and sends SOS messages to selected contacts in case of an emergency.
This application is now available for download on the company website for free & IS ONLY FOR INDIAN MOBILE NUMBERS.
The FightBack app allows the user to press on a panic button whenever he/she feels unsafe.
It tracks the location using GPS and alerts chosen contacts about the location map and is available on Android and Blackberry.

Aadhaar – UID – is it anti-people ?

This is an excellent 9-part series which examines UID-Aadhaar in all its aspects, security, legality, privacy, practicality and much more.

Is UID anti-people? The database state –Part1

Is UID anti-people? –Part 2: A bundle of contradictions, misconceptions & mirages

Is UID anti-people?-Part 3: Tall claims and tomfoolery of UID

Is UID anti-people?-Part 4: Does the implementation smack of corruption and negligence?

Is UID anti-people?–Part 5: Why UID is impractical and flawed “Ab initio”

Is UID anti-people?–Part 6: The foundation for incessant intrusion

Is UID anti-people?–Part7: Incarnation of new geo-strategic tools, NCTC, NATGRID, UID, RFID and NPR

Is UID anti-people?–Part 8: UID’s security is flawed

Is UID anti-people?-Part 9: Law makers as law breakers

Aadhaar for LPG Gas Cylinder Connections

The Government of India is launching “Direct Transfer of Cash Subsidy to Domestic LPG customers” in the districts of Amravati, Nandurbar, Mumbai+Suburban, Pune & Wardha of Maharastra State and in the districts of East Nimar (thandwa), Harda & Hoshangabad of Madhya Pradesh State.

All the domestic LPG customers will then get subsidy directly in their Aadhaar linked bank account for 6 LPG cylinders per financial year only, if they provide:

1. Aadhaar Number

2. Link their Aadhaar Number to their Bank Account

If you have an Aadhaar letter and a savings bank account linked to your Aadhaar Number => Go to your LPG Distributor and submit it (for verification carry your Original Aadhaar letter)

aadhaar 1

If you have Aadhaar letter but do not have a savings bank account linked to your Aadhaar number = > Link your savings account  to your Aadhaar number by visiting your Bank = > Create your Aadhaar Registration Sheet  (as shown in Sample) => Go to your LPG Distributor and submit it (for verification carry your Original Aadhaar letter)


It you do not have your Aadhaar letter
 => Visit the Aadhaar Enrolment center in your area => Get your Aadhaar letter =>  Create your Aadhaar Registration Sheet  (as shown in Sample) => Go to your LPG Distributor and submit it (for verification carry your Original Aadhaar letter)

Addhaar in LPG marketing is expected to improve portability, increase competition, enhance customer satisfaction, streamline subsidy disbursement and reduce subsidy outgo.

1. At the time of enrolment Aadhaar number is validated through biometric and demographic authentication.
2. Customer places a refill request to the distributor through various channels.
3. The refill request is updated automatically or the distributor enters the same in the application.
4. Distributor loads the details of the day’s delivery into a PoS device.
5. The delivery boy carries the PoS device and filled cylinders to customer premises.
6. Aadhaar Authentication request of customer sent to CIDR (UIDAI system).
7. Online verification response from CIDR to PoS device, followed by receipt of empty cylinder, printing of cash memo and collects payment at market price against delivery.
8. The information from handheld device is uploaded into OMCs central system real time.
9. Central server sends a batch file at predefined frequency with Aadhaar Numbers of Customer (beneficiary) and subsidy amount to be paid to Sponsor Bank.
10. Sponsor Bank initiates cash transfer through NPCI Gateway to the bank account of the Customers.

More information at http://www.indane.co.in/aadhaar.php

LPG subsidy cash to be deposited in your a/c by July 2013! – Click Here for more information

For more detailed information on Aadhaar enabled Service Delivery – Click Here